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Submit a LTD Claim

File your LTD claim in four easy steps

  1. Log in to LincolnFinancial.com to download a claim form. Or obtain a claim form from your employer.
  2. Complete the form according to the instructions, making note of three separate sections for you, your employer, and doctor.
  3. Submit a claim using your preferred method. You can file your claim four to six weeks before the date your disability benefits begins.

Supplemental life and AD&D overview

In addition to basic life insurance, supplemental life and AD&D coverage can provide an extra layer of financial protection for you and your loved ones, helping with support in the event of an unexpected death or covered accidental injury. 

Eligibility: All full-time employees

Contribution: You pay the cost of your coverage.

Employee Coverage amount

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